Risk Disclosure

This Risk Disclosure is provided for informational purposes and is intended to highlight certain risks associated with purchasing, selling, owning, or holding precious metals. This Risk Disclosure is not exhaustive. You should consider your financial situation, objectives, and risk tolerance and consult qualified professionals before making decisions.

1. Market Volatility

Precious metals prices can be highly volatile and may change rapidly due to supply and demand, interest rates, inflation expectations, currency values, geopolitical events, market sentiment, and other factors. Prices may move materially in either direction over short periods.

2. Premiums, Spreads, and Liquidity

The price you pay for a precious metals product may include premiums over spot price, fabrication costs, dealer spreads, and other market factors. Premiums and spreads can widen or narrow depending on market conditions, availability, and demand. Liquidity may vary by product type and market environment.

3. No Guarantee of Profit; Past Performance Not Indicative

There is no guarantee that the value of precious metals will increase, that you will be able to sell at a profit, or that you will be able to sell quickly. Past performance is not indicative of future results.

4. Storage, Insurance, and Delivery Risks

Physical precious metals may involve risks related to storage, handling, transport, and insurance. Loss, theft, damage, carrier delays, and errors can occur. If you elect to store metals, you should evaluate storage arrangements, insurance coverage, and related costs.

5. Regulatory and Tax Considerations

Precious metals transactions may have regulatory or tax implications. Laws and interpretations can change. Atlas does not provide legal or tax advice. You are responsible for consulting qualified professionals regarding your situation.

6. Retirement Accounts (Self-Directed IRAs)

If you purchase precious metals through a self-directed IRA, additional custodial and regulatory requirements apply. Transactions must be executed through an independent, qualified custodian, and metals must generally be held in a manner consistent with applicable IRS rules. Failure to comply may result in taxes, penalties, or disqualification of IRA tax-advantaged status. Atlas does not provide tax, legal, or rollover advice.

7. Technology and Communications Risks

Website downtime, communications delays, or errors may occur. Electronic communications may be subject to interruption, errors, or security risks. Atlas is not responsible for losses caused by such issues to the maximum extent permitted by law.

8. No Advice

Nothing in this Risk Disclosure or on the Website constitutes investment, legal, or tax advice. You should consult qualified professionals.